How many years
are you from
financial freedom?
Five quick questions. One honest number. Plus the three expense cuts that buy you the most years back.
Your numbers.
Nothing leaves your screen until you click submit. No signup. We do not sell your data.
We are a new tool. No fake user counts. Here is the math instead.
Three steps. Twenty seconds.
Most retirement calculators ask for forty-seven inputs and spit out a number you cannot act on. This one does the opposite.
- 01
Answer five questions
Age, income, monthly expenses, current savings, and what you want a free year to cost.
- 02
We run classic FI math
Seven percent real return. Four percent safe withdrawal. A target that is twenty-five times your freedom spend.
- 03
You get one honest number
Years to freedom, your percentile vs peers your age, and the three cuts that buy back the most years.
A calculator that tells you one useful thing, not forty-seven.
Five inputs. The math is posted above. The output is a single number you can do something with. If you like the result, share it. If you want the twelve-month plan, drop your email on the result page. That is all.
Pre-filled paths to financial freedom.
Browse the math for the salaries and savings rates people search for most. Each one is a real calculation, not a guess.
Same math, different question.
Three re-framings of the standard calculator. Each one swaps a few inputs and shows you a delta you can act on.
- With kidsHow much do kids push back FIRE?Add kids to the standard FIRE math. See how each one shifts your timeline.
- Moving statesWhat if you moved to a no-tax state?Pick your current high-tax state and a 0% target. See how many years moving cuts off.
- Coast FIREWhen can you stop contributing?Find your coast number: the balance you need today to grow into full FI by 65 with zero new contributions.
Honest disclaimer: This is a projection, not a prophecy. Markets wobble. Your life changes. Use the number to make one better decision this month, not to plan the next 30 years to the dollar. Assumes 7% real return and 4% safe withdrawal rate (Trinity Study). Taxes and Social Security are not modeled.